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" class="stylingblock-content-wrapper camarker-inner"><p paraeid="{3d4b2836-874e-49fe-ab7b-342e558c4682}{253}" paraid="1645776604"> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:22px;"><b>Fique por dentro da lei 15.040 no Grupo HDI!</b></span></span></span></p><p> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">A nova Lei de Seguros (15.040) entra em vigor em <b>11 de dezembro de 2025</b> e, a partir dessa data, as mudanças passam a valer para os contratos de seguro no Brasil.<br> <br> Por isso, estamos trabalhando nas adequações necessárias para garantir conformidade com a legislação, reforçando nosso compromisso com a transparência, proteção ao Segurado e excelência operacional. <br> <br> Confira as principais mudanças e informações: </span></span></span></p><table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="38" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; text-align: center; height: 38px; width: 38px; border: 0px;" width="38"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Prazo de Regulação de<br> Sinistros e de Indenização</span></span></span></td><td> <img alt="" data-assetid="1441094" height="40" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; text-align: center; height: 40px; width: 40px; border: 0px;" width="40"></td><td> </td><td> <br> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Despesas de Contenção<br> e Salvamento </span></span></span><br> </td></tr><tr> <td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr> <td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="40" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; text-align: center; height: 40px; width: 40px; border: 0px;" width="40"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Questionário de Risco<br> e Cotação</span></span></span></td><td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="40" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; text-align: center; height: 40px; width: 40px; border: 0px;" width="40"></td></tr></table></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Comunicação aos Segurados</span></span></span></td></tr><tr> <td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr> <td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="40" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; height: 40px; width: 40px; border: 0px; text-align: center;" width="40"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Ajustes em Apólices</span></span></span></td><td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="40" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; text-align: center; height: 40px; width: 40px; border: 0px;" width="40"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Mudança no prazo de envio<br> de cobrança por inadimplência</span></span></span></td></tr><tr> <td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr> <td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="38" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; height: 38px; width: 38px; text-align: center; border: 0px;" width="38"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Prazo de Endosso e<br> Aceitação</span></span></span></td><td> <table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td> <img alt="" data-assetid="1441094" height="38" src="https://image.mkt.crescacorretor.com.br/lib/fe2a11717d64047a7c1172/m/1/75babd98-a53a-4a95-a570-4d8d7f3714b2.png" style="padding: 0px; height: 38px; width: 38px; text-align: center; border: 0px;" width="38"></td></tr></table></td><td> </td><td> <span style="font-family:Arial,Helvetica,sans-serif;"><span style="color:#414042;"><span style="font-size:14px;">Condições gerais</span></span></span></td></tr><tr> <td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: #E2E7EA; 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